The federal Health Insurance & Portability Accountability Act (HIPAA) gives employees credit for time covered under a group health plan after July 1, 1996 (including COBRA coverage) that may be used to reduce a new employer's pre-existing condition period.
Upon termination of employment with your Employer, the health insurance carrier or your Employer will provide you with a Certificate of Portability that outlines the period of coverage under the health insurance plan. In the event you obtain other employment, you should present the Certificate to the new employer to offset any pre-existing condition period.
HIPAA 2013 Information Packet - MI employees, click here. FL employees, click here.
More information available in the Ave Maria Plan Documents & Summary Plan Description 2013.
Notice of Receipt of HIPAA Privacy Practices - to be submitted to the Privacy Officer.