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2018 OPEN ENROLLMENT


The following provides all the information needed in conjunction with your participation in the Open Enrollment process for Plan Year 2019. Some of this information was also provided in your Open Enrollment packets.

2019 Open Enrollment Information

Memo outlining open enrollment requirements for Michigan Employees - MI Open Enrollment 2019

Memo outlining open enrollment requirements for Employees out-of-area - Out-of-Area Open Enrollment 2019

The Benefits Summary provides an overview of the Ave Maria Employee Health Plan including employee premiums for medical, dental and vision benefits, life, dependent life, etc.:  

Benefits At A Glance - The BAAGs below provide a brief overview of benefits covered under each Plan.  For specific information, you will have access to the Plan Document once it is available.  It will be posted here on under the Open Enrollment tab and under the Benefits tab.

BENEFITS AT A GLANCE (MI):

To waive medical coverage, employee must provide Human Resources with proof of other coverage. Waiver benefit for opting out of the medical plan is $15.00/pay period.

BENEFITS AT A GLANCE (Out-of-Area):

Medical Benefits - Blue Cross & Blue Shield (Summary of Benefits & Coverage):

FLEXIBLE SPENDING ACCOUNTS

  • Medical Care - Annual maximum contribution $2,650 per calendar year for 2018
  • Dependent Care - Annual maximum contribution $5,000 per calendar year 

Dental Benefits - Delta Dental

Benefits Highlights - These documents below provide a brief overview provide a brief overview of benefits covered under each Plan. 

These two documents below provide #1 answers to routine questions asked; #2 an example of a claim incurred and how that claim would be paid in all three examples:

To waive dental coverage, employee must provide Human Resources with proof of other coverage. Waiver benefit for opting out of the dental plan is $2.50/pay period.

  Vision Benefits - VSP

Our Vision Plan is a single-option plan; therefore, you either participate in the Vision Plan or you do not.  As in years' past, there is no opt out waiver paid.

For specific information regarding medical, dental and vision benefits, you will have access to the 2014 Plan Document once it is available.  It will be posted here on our website and the Verus Health website.

Provider Networks - 2019

  Blue Cross & Blue Shield 

  Delta Dental 

      VSP  

    • To locate a physician or optometry provider online - www.vsp.com

      This document provides step by step instructions on completing the enrollment process on-line with VibeHCM:  

      Enrollment Instructions - Vibe On-Line Open Enrollment Instructions

      Prescription Drug Benefits

        Benefits-at-a-Glance  

      CIGNA Benefits


      PLAN DOCUMENTS:

      AVE MARIA EMPLOYEE HEALTH PLAN WRAP DOCUMENT 2018 

      Section 125 FSA Plan Document & Summary Plan Description 2018:

      AFLAC OPTIONS FOR 2018