AFLAC
This is a supplemental cash benefit program that wraps around your current health care plan. This supplemental policy pays cash benefits directly to you, affording you the opportunity to PAY yourself in the event you incur an accident related injury or are diagnosed with cancer. This cash payment provides added financial resources to help with expenses due to medical treatment, ongoing living expenses when receiving treatment, or for any purpose you choose.
AFLAC PROGRAMS
Optional Coverage
OPTION 1: CANCER PROTECTION ASSURANCE, PERSONAL CANCER INDEMNITY INSURANCE PLAN
This plan is available with four (4) different levels of coverage and is designed to assist with the out-of-pocket expenses incurred when receiving medical treatment for cancer. As an example, AFLAC pays a set benefit (cash) amount for:
A wellness benefit payable for routine medical exams to encourage early detection and prevention
Cancer screenings
Initial diagnosis
Radiation/Chemotherapy treatments
Surgery/Anesthesia
Hospitalization
Hospice care
Nursing services
Home health care
OPTION 2: ACCIDENT ADVANTAGE, PERSONAL ACCIDENT-ONLY INSURANCE PLAN
The financial impact of an accident is often surprising. From out-of-pocket medical costs to a temporary loss of income, your finances may be strained. This plan, available with three (3) different levels of coverage, assists with paying medical expenses resulting from injuries sustained in an accident, by providing a cash payment to cover out-of-pocket expenses. The AFLAC Accident Advantage policy includes:
A wellness benefit payable for routine medical exams to encourage early detection and prevention
Benefits payable for fractures, dislocations, lacerations, concussions, burns, eye injuries, and surgical procedures
Benefits payable for initial treatment, X-rays, major diagnostic exams, and follow-up treatments
Benefits payable for physical, speech, and occupational therapy
Daily hospitalization benefits payable for hospital stays, and additional daily benefits paid for stays in a hospital intensive care unit
ADVANTAGES OF AN AFLAC POLICY
Your payments are tax advantaged: payments are deducted from your paycheck before taxes
The premium quoted at the time of your enrollment is the premium that remains in effect as long as you hold the policy
AFLAC coverage continues even if you change jobs or retire, with no increase in premiums, as long as you have maintained continuous coverage
New employees are eligible to enroll during first-time benefit enrollment; existing employees are eligible to enroll during Open Enrollment.
In you have questions regarding AFLAC policies, or would like to make any changes to your existing AFLAC coverage, please contact HR.
CONTACT
Please contact HR for current AFLAC contact information.
