AFLAC

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AFLAC is a supplemental cash benefit program that wraps around your current health care plan. AFLAC pays cash benefits directly to you, affording you the opportunity to PAY yourself in the event you incur an accident related injury or are diagnosed with cancer. This cash payment provides added financial resources to help with expenses due to medical treatment, ongoing living expenses when receiving treatment, or for any purpose you choose.

AFLAC PROGRAMS

Optional Coverage


OPTION 1: CANCER PROTECTION ASSURANCE, PERSONAL CANCER INDEMNITY INSURANCE PLAN

This plan is available with four (4) different levels of coverage and is designed to assist with the out-of-pocket expenses incurred when receiving medical treatment for cancer. As an example, AFLAC pays a set benefit (cash) amount for:

        • A wellness benefit payable for routine medical exams to encourage early detection and prevention
        • Cancer screenings
        • Initial diagnosis
        • Radiation/Chemotherapy treatments
        • Surgery/Anesthesia
        • Hospitalization
        • Hospice care
        • Nursing services
        • Home health care


OPTION 2: ACCIDENT ADVANTAGE, PERSONAL ACCIDENT-ONLY INSURANCE PLAN

The financial impact of an accident is often surprising. From out-of-pocket medical costs to a temporary loss of income, your finances may be strained. This plan, available with three (3) different levels of coverage, assists with paying medical expenses resulting from injuries sustained in an accident, by providing a cash payment to cover out-of-pocket expenses. The AFLAC Accident Advantage policy includes:

        • A wellness benefit payable for routine medical exams to encourage early detection and prevention
        • Benefits payable for fractures, dislocations, lacerations, concussions, burns, eye injuries, and surgical procedures
        • Benefits payable for initial treatment, X-rays, major diagnostic exams, and follow-up treatments
        • Benefits payable for physical, speech, and occupational therapy
        • Daily hospitalization benefits payable for hospital stays, and additional daily benefits paid for stays in a hospital intensive care unit

ADVANTAGES OF AN AFLAC POLICY

        • Your payments are tax advantaged: payments are deducted from your paycheck before taxes
        • The premium quoted at the time of your enrollment is the premium that remains in effect as long as you hold the policy
        • AFLAC coverage continues even if you change jobs or retire, with no increase in premiums, as long as you have maintained continuous coverage

If you would like an informational packet about AFLAC please contact: Human Resources at 734.930.4542 . New employees are eligible to enroll during first-time benefit enrollment, existing employees are eligible to enroll during Open Enrollment.

In you have questions regarding AFLAC policies, or would like to make any changes to your existing AFLAC coverage, please contact Michelle Ulrych, Aflac Representative, at 248.334.2400.

CONTACT

Michele Ulrych

Aflac Representative

Phone: 248.334.2400

Cell: 313.410.8111

Email: MickyU@aol.com



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CORPORATE ADDRESS

American Family Life Insurance Company of Columbus (AFLAC)

1932 Wynnton Road

Columbus GA 31999

800.99.AFLAC (1.800.992.3522)


WEBSITE

www.aflac.com