Medical Insurance

Committed to supporting all staff members' success throughout every stage of your employment.

2024 Medical Health Insurance Overview

In order to help you make an informed decision as to which medical insurance plan option is best for you, please click on the link below. This short medical insurance overview is designed to guide you to key in on which factors are most important to you and what plan best meets that criteria. 

To view the overview as a presentation and not just PowerPoint slides, click on the link below and download the overview. Once it opens, please click on "Slide Show" in the top ribbon, then select" F."

OPTION 1:  BLUE CROSS/BLUE SHIELD SB PPO 3000 SUMMARY

  For more information regarding the  Ave Maria Employee Health Plan CORE Plan coverage, please review this information at the link below: 

           Link:   2024 BCBSM SB PPO 3000 Plan Summary

In the event you wish to have a copy and are unable to print the document for yourself, please contact the Human Resources Department and we will provide you a copy free of charge.  

In accordance with the Patient Protection and Affordable Care Act,  you will find  the required Summary of Benefits and Coverage (SBC) for the Core Plan below:

             Link:  2023 CORE PLAN BCBS PPO Summary of Benefits  

*Please keep in mind that these are generic summaries of benefits and coverage provided by Blue Cross and Blue Shield; to know specific coverage under the Ave Maria Employee Health Plan, refer to the Benefits-at-a-Glance for your specific Plan.

OPTION 2:   BLUE CROSS BLUE SHIELD SB PPO HSA 2000 HEALTH SAVINGS PLAN  (HSA)    

For more information regarding the  Ave Maria Employee Health Plan MEDICAL PLAN TWO (2) coverage, please  this information on the link below:

In the event you wish to have a copy and are unable to print the document for yourself, please contact the Human Resources Department and we will provide you a copy free of charge. 

IRS 2024 Health Savings Account Contribution Limits

Single coverage: $4,150 per calendar year

Coverage with dependents:         $8,300 per calendar year

Catch-up of 55 years old or over:  $1,000 per calendar year

In accordance with the Patient Protection and Affordable Care Act, you will find the required Summary of Benefits and Coverage (SBC) for the Medical Plan Two (2)  BCBS PPO HSA by clicking this link:

         Link: 2021 Health Savings Account (HSA) BCBS PPO Summary of Benefits

*Please keep in mind that these are generic summaries of benefits and coverage provided by Blue Cross and Blue Shield; to know specific coverage under the Ave Maria Employee Health Plan, refer to the Benefits-at-a-Glance for your specific Plan.

OPTION 3:  BCN HMO 1500 PLAN  BLUE CARE NETWORK 

The Blue Care Network (BCN) HMO is currently available in Michigan only. This plan has a low deductible and low bi-weekly employee deductions. With this plan you must designate a Primary Care Physician (PCP) for medical care management. Your PCP must initiate a referral to a specialist for their medical services to be covered. Coverage is "in-network" only. Please review the chart below for the specifics of this plan.

For more information regarding the  Ave Maria Employee Health Plan Blue Care Network  HMO coverage, please  click on the link below:

In accordance with the Patient Protection and Affordable Care Act,  you will find  the required Summary of Benefits and Coverage (SBC) for the Blue Care Network HMO  by clicking this link: 

          Link:  2023 Blue Care Network (BCN) HMO Summary of Benefits 

*Please keep in mind that these are generic summaries of benefits and coverage provided by Blue Cross and Blue Shield; to know specific coverage under the Ave Maria Employee Health Plan, refer to the Benefits-at-a-Glance for your specific Plan.

WAIVER OPTION

An employee may choose to opt-out of any medical plan, conditional upon when proof of other medical coverage through a spouse or parent is provided to Human Resources. Once proper documentation of medical coverage for the employee has been verified, the employee may receive a bi-weekly opt-out credit of $15.00.

CONTACTS

Becky Zmuda, HR Director

734.930.3196

rzmuda@avemariafoundation.org  OR

rzmuda@dominosfarms.com


Enrollments and Life Change Events

Gloria Jancar, HR Generalist

734.930.4542

gjancar@avemariafoundation.org  OR

gjancar@dominosfarms.org


COMPANY

BLUE CROSS/BLUE SHIELD  (PPO)

877.790.2583


General Claims and Benefit Information: www.bcbsm.com


To locate a physician or hospital:  www.bcbsm.com


Blue Cross Online Visits Sign Up: www.bcbsmonlinevisits.com 844.606.1608


        Health Equity BCBS Health Savings Account        www.healthequity.com            866.346.5800


Script Navigator

Hylant pharmacy search engine for discounted generic prescriptions

www.hylant.medtipster.com


BLUE CARE NETWORK (HMO) 

800.970.6684


General Claims and Benefit Information: www.mibcn.com


To locate a physician or hospital online:  www.bcbs.com


Blue Cross Online Visits Sign Up: www.bcbsmonlinevisits.com 844.606.1608


MOBILE APP

Blue Cross Blue Shield of Michigan

(both PPO and HMO)

www.bcbsm.com/content/microsites/app/en/index.html