Medical Insurance
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2024 Benefits Guide
2024 Benefits Guide - Michigan
2024 Benefits Guide - Outside Michigan
2024 Medical Insurance Plans
MICHIGAN
OUT-OF-MICHIGAN
2024 Medical Health Insurance Overview
In order to help you make an informed decision as to which medical insurance plan option is best for you, please click on the link below. This short medical insurance overview is designed to guide you to key in on which factors are most important to you and what plan best meets that criteria.
To view the overview as a presentation and not just PowerPoint slides, click on the link below and download the overview. Once it opens, please click on "Slide Show" in the top ribbon, then select" F."
OPTION 1: BLUE CROSS/BLUE SHIELD SB PPO 3000 SUMMARY
For more information regarding the Ave Maria Employee Health Plan CORE Plan coverage, please review this information at the link below:
In the event you wish to have a copy and are unable to print the document for yourself, please contact the Human Resources Department and we will provide you a copy free of charge.
In accordance with the Patient Protection and Affordable Care Act, you will find the required Summary of Benefits and Coverage (SBC) for the Core Plan below:
Link: 2023 CORE PLAN BCBS PPO Summary of Benefits
*Please keep in mind that these are generic summaries of benefits and coverage provided by Blue Cross and Blue Shield; to know specific coverage under the Ave Maria Employee Health Plan, refer to the Benefits-at-a-Glance for your specific Plan.OPTION 2: BLUE CROSS BLUE SHIELD SB PPO HSA 2000 HEALTH SAVINGS PLAN (HSA)
For more information regarding the Ave Maria Employee Health Plan MEDICAL PLAN TWO (2) coverage, please this information on the link below:
In the event you wish to have a copy and are unable to print the document for yourself, please contact the Human Resources Department and we will provide you a copy free of charge.
IRS 2024 Health Savings Account Contribution Limits
Single coverage: $4,150 per calendar year
Coverage with dependents: $8,300 per calendar year
Catch-up of 55 years old or over: $1,000 per calendar year
In accordance with the Patient Protection and Affordable Care Act, you will find the required Summary of Benefits and Coverage (SBC) for the Medical Plan Two (2) BCBS PPO HSA by clicking this link:
Link: 2021 Health Savings Account (HSA) BCBS PPO Summary of Benefits
*Please keep in mind that these are generic summaries of benefits and coverage provided by Blue Cross and Blue Shield; to know specific coverage under the Ave Maria Employee Health Plan, refer to the Benefits-at-a-Glance for your specific Plan.OPTION 3: BCN HMO 1500 PLAN BLUE CARE NETWORK
The Blue Care Network (BCN) HMO is currently available in Michigan only. This plan has a low deductible and low bi-weekly employee deductions. With this plan you must designate a Primary Care Physician (PCP) for medical care management. Your PCP must initiate a referral to a specialist for their medical services to be covered. Coverage is "in-network" only. Please review the chart below for the specifics of this plan.
For more information regarding the Ave Maria Employee Health Plan Blue Care Network HMO coverage, please click on the link below:
In accordance with the Patient Protection and Affordable Care Act, you will find the required Summary of Benefits and Coverage (SBC) for the Blue Care Network HMO by clicking this link:
Link: 2023 Blue Care Network (BCN) HMO Summary of Benefits
*Please keep in mind that these are generic summaries of benefits and coverage provided by Blue Cross and Blue Shield; to know specific coverage under the Ave Maria Employee Health Plan, refer to the Benefits-at-a-Glance for your specific Plan.WAIVER OPTION
An employee may choose to opt-out of any medical plan, conditional upon when proof of other medical coverage through a spouse or parent is provided to Human Resources. Once proper documentation of medical coverage for the employee has been verified, the employee may receive a bi-weekly opt-out credit of $15.00.
CONTACTS
Becky Zmuda, HR Director
734.930.3196
rzmuda@avemariafoundation.org OR
Enrollments and Life Change Events
Gloria Jancar, HR Generalist
734.930.4542
gjancar@avemariafoundation.org OR
COMPANY
BLUE CROSS/BLUE SHIELD (PPO)
877.790.2583
General Claims and Benefit Information: www.bcbsm.com
To locate a physician or hospital: www.bcbsm.com
Blue Cross Online Visits Sign Up: www.bcbsmonlinevisits.com 844.606.1608
Health Equity BCBS Health Savings Account www.healthequity.com 866.346.5800
Script Navigator
Hylant pharmacy search engine for discounted generic prescriptions
BLUE CARE NETWORK (HMO)
800.970.6684
General Claims and Benefit Information: www.mibcn.com
To locate a physician or hospital online: www.bcbs.com
Blue Cross Online Visits Sign Up: www.bcbsmonlinevisits.com 844.606.1608
MOBILE APP
Blue Cross Blue Shield of Michigan
(both PPO and HMO)
www.bcbsm.com/content/microsites/app/en/index.html