New York Life  Insurance Additional Benefits

The benefits listed below are available to all full-time regular employees covered under Cigna Basic Life Insurance.

These additional services are provided by Cigna free-of-charge, unless otherwise specified.

NEW YORK LIFE INSURANCE ASSURANCE PROGRAM FOR BENEFICIARIES

This program provides financial, bereavement and legal support for your loved ones. As a beneficiary of your life insurance and/or Accident plane they will be provided with:

• • • Free bereavement services by phone

    • Two free face-to-face counseling sessions with a behavioral therapist

    • 30 minutes of free legal advice with a licensed practicing attorney by phone

    • 30 minutes of free financial services from a qualified financial professional by phone

    • Access to a Cignassurance account:  a free, interest bearing account for proceeds over $5,000. Activity can be managed at www.Cignassurance.com

To learn more about the Cigna Assurance program please click on the link below:

• • • Assurance Program for Beneficiaries,2020

NEW YORK LIFE INSURANCE HEALTHY REWARDS

The Cigna Healthy Rewards program may help with discounts on a wide variety of health and wellness programs and services including:

• • • Weight management and nutrition

    • Vision and hearing care

    • Tobacco cessation

    • Acupuncture and chiropractors

    • Health and wellness products

To learn more about the Cigna Healthy Rewards program please click on the link below:

              Healthy Rewards 2020

LIFE ASSISTANCE PROGRAM

When you experience challenges, this program can help you and your family find solutions and restore your peace of mind.

• • • Three face-to-face sessions with a behavioral counselor

    • For help handling life's challenges go online for article on work/life balance, working smarter, care giving, aging, grief, and more

    • Receive a free 30-minute consultation with a network attorney

    • Receive a free 30-minute consultation along with a 25% discount on tax planning and preparation

To learn more about the Cigna Life Assistance  program please click on the link below:

               Life Assistance Program,2020

MY SECURE ADVANTAGE PROGRAM

This is a full-service financial wellness program, supporting the financial health of your household, available to you at no additional cost.

WILL PREPARATION  

• • • Use online resources to create and execute state-specific wills, powers of attorney, and a variety of other important legal documents

    • Free 30-minute legal consultation with a licensed practicing attorney to obtain advise or to review legal documents

    • 25% discount off standard fixed or hourly attorney's rates

IDENTITY THEFT PROTECTION

• • • Education on how to avoid identity theft

    • Consultation with a Fraud Resolution Specialist

    • An ID Theft resolution kit is e-mailed to you, providing the correct documents to use and steps to follow when experiencing identity theft

MONEY COACHING

• • • Free 30-minute consultation with a certified financial expert

    • Work with a designated money coach for 30 days, paid for by Cigna

    • Your coach may help with a wide range of financial challenges including: Getting out of debt, saving for college or retirement, buying a home, marriage or divorce, loss of income, basic money management, and more

To learn more about the Cigna Secure Advantage program please click on the link below:

               My Secure Advantage 2020

SECURE TRAVEL

Emergencies may happen while traveling, but help in only a phone call away with Cigna Secure Travel. This service is available 24-hours per day, 365 days per year wherever you are in the world. All services are available when traveling over 100 miles from your home.  

PRE-TRIP PLANNING

• • • Provides information regarding immunization requirements, visa/passport requirements, embassy/consular referrals, foreign exchange rates, cultural information

TRAVELING ASSISTANCE

• • • 24-hour multilingual assistance, referrals to physicians, dentists, medical facilities and legal assistance providers

    • Arrangements for payment of medical expenses up to $10,000 if required prior to treatment (employee is responsible for advances

    • Assistance with lost or stolen items

    • Emergency cash advance up to $1500 (employee is responsible for all advances)

    • Bail advancement (employee is responsible for all advances)

EMERGENCY ASSISTANCE

• • • Assistance with making emergency travel arrangements

    • Emergency evacuation and repatriation when medically necessary

    • Travel arrangements for the return of dependent children under the age of 18 who are left unattended due to the covered employee's medical emergency

To learn more about the Cigna Secure Travel program please click on the link below:

               Secure Travel, 2020